Basic Accounts for Bad Credit individuals who may have been declined by the high street banks.

Having a Bad Credit rating will almost certainly mean you will be declined for a new bank account at any of the high street banks however there are basic accounts now available regardless of any past credit issues.

Basic Accounts for Bad Credit - Apply OnLine - NO OBLIGATION

Basic Accounts are suitable for anyone who may have had any type of bad credit but who needs to open a new account. These new types of accounts are more available now as most of the high street providers wish to avoid applicants with a poor credit history, making these new accounts a very popular alternative, especially as they never charge you for missing any payments or going overdrawn.

Opening a No Credit Basic Accounts means No Overdraft charges!
These new types of accounts offer NO CREDIT so there is no chance you will ever go overdrawn or be charged for it. If there is insufficient money in your account they will simply not pay out anything unless the cleared funds are in your account, so you will never get a late payment or overdraft charge if there is not enough money in your account.

Basic Accounts designed for those with a poor credit rating.

These accounts have been specially designed for anyone who has a poor credit rating and as the application is based on Identification only, meaning that almost everyone who can identify themselves can open one. So even those with very bad credit can still gain access to one of these basic accounts.

Want to make an application - There's NO OBLIGATION

Basic Accounts for bad credit - Apply here for an Instant Decision

What should you be looking for in a Basic Account?

Whilst these new types of accounts have been labelled 'basic accounts' the reality is that they offer considerably more functionality than ever before including the use of a debit card, direct debits or standing orders, UK call centres and 24/7 Internet access - so far from basic!

Plus these accounts are now also available for anyone who is 18 years or older who can be identified, so with a guarantee of no credit checks, they are ideal for anyone who has a bad credit file and needs a new bank account

Can we open Basic Accounts having had Poor Credit?

YES - the one thing we MUST do is identify you which is normally done electronically for approx 80+% of our applicants meaning they are instantly approved - For those that are not, you would need to provide additional information things like copies of a driving licence or passport plus a recent utility bill.

NO OBLIGATION - if you would like to speak to an adviser and see if a managed bank account will be suitable for your needs, please complete the short form below and someone will call you back at a convenient time or alternatively call 020 3286 3929 - you are under No Obligation to continue and even if you did proceed, there are no contracts so you can cancel at any time.

  • Guaranteed Acceptance, No Credit Checks
  • Internet Banking, Standing Orders
  • EASY TO OPEN with No Contracts
  • Bankrupts, Adverse Credit welcome
Basic Accounts for Bad Credit for those looking to open a basic bank account

PLEASE NOTE: With these Basic Accounts you are under no obligations at any time to complete the application process and there are no contracts, so you can CANCEL AT ANY TIME with no penalty.

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