Basic Accounts are available to open even for those who have already been declined because of their adverse credit rating.

Opening any one of the Basic Accounts currently available will allow you to take control of your finances and have access to some of the same facilities found in regular high street accounts.

Basic Accounts - Apply OnLine - NO OBLIGATION

A Basic Account will also vary in what it actually offers depending on the provider of the service, as some basic accounts are very basic whilst others now offer things such as debit cards, Internet banking, direct debits and many more of the regular facilities normally associated with high street accounts.

No Credit means No Chance of Overdraft Penalty charges!
All these accounts offer NO CREDIT meaning there is no chance you will ever go overdrawn meaning you will never receive a penalty notice or missed payment charge form your account. So you can be sure to say goodbye to all of those extortionate fees charged by many of the high street banks and whilst there is normally a charge for these new accounts, it is often considerably lower than the charges you'd receive by going overdrawn.

Fully Functional Basic Accounts

Don't be fooled by thinking a basic account is not as functional as a normal high street one as they often offer nearly all the functionality of a high street account but without a cheque book.

They do however include a debit card, Internet banking plus many more features and that is there are NO PENALTY PAYMENTS for missing any regular standing orders.

Want to make an application - There's NO OBLIGATION so what do you have to lose?

Basic Accounts - Apply online here for an Instant Decision

What should you be looking for in a Basic Bank Account?

Despite being labelled a basic bank account you can still pay in and withdraw at almost any high street bank, have the use of a debit card, set-up direct debits or standing orders, speak to someone if you need to and enjoy Internet access giving you full control over your money.

These new type of basic accounts thankfully have considerably more options available allowing you to enjoy many more features with a modern basic bank account.

Can we open Basic Accounts with an Adverse Credit rating?

YES - the only thing we MUST do is identify you which can be done electronically (no supporting documents required) although for approx 80+% of our applicants they are instantly approved - should you need to provide additional information things like a driving licence or passport plus a recent utility bill may need to be provided (Copies of these will normally suffice)

NO OBLIGATION - if you would like to speak to an adviser and see if a managed bank account will be suitable for your needs, please complete the short form below and someone will call you back at a convenient time or alternatively call 020 3286 3929 - you are under No Obligation to continue and even if you did proceed, there are no contracts so you can cancel at any time.

  • Guaranteed Acceptance, No Credit Checks
  • Internet Banking, Standing Orders
  • EASY TO OPEN with No Contracts
  • Bankrupts, Adverse Credit welcome
Basic Accounts for those looking to open a basic bank account

PLEASE NOTE: With these Basic Accounts you are under no obligations at any time to complete the application process and there are no contracts, so you can CANCEL AT ANY TIME with no penalty.

Need a BUSINESS Account? - Call 0845 474 2917 or Apply Online Here

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