Have you had your bank account application declined because of an adverse credit rating?

If so, we can Help you Open a New Account Regardless of any past credit problems.

Click here to Apply if you have had your Bank Account Application Declined

It is not unusual to be declined for a bank account for those with an adverse credit rating as all the high street banks will refuse anyone with a poor credit history as they simply don't want to open an account for anyone in that situation.

This can make life very difficult as almost everyone needs a bank account to help manage their day to day finances, so what are your options if this happens to you?

How to Open a Bank Account if you've been Declined.

If you have been declined because of your credit rating, the best way to avoid that is to choose an account which avoids the need of a credit check and one that will accept you regardless of any past credit problems.

So if your bank account application has been declined due to your credit report being checked, then apply for an account which only requires you to be identified.

We have an account that Guarantees No Credit Checks and only needs to identify you in order to approve your account, meaning you can get your new sort code & account number almost immediately.

Had Your Bank Account Application Declined? - Apply online here

Alternatively, Got a Question that needs A Quick Answer?
Email us at info@bank-accounts-compared.co.uk

What do these Accounts offer?

These accounts offer almost everything a standard high street account offers except No Cheque Book, No Overdraft facility and No Branch network, however they do include the following essential features:

  • Guaranteed Acceptance with No Credit Checks
  • Debit Card
  • Internet Banking, Standing Orders/Direct Debits
  • No Contracts - Cancel at any time with NO PENALTY
  • Telephone, Mobile & SMS Banking
  • Bankrupts and anyone with Adverse Credit welcome

How may we help you set-up a New Bank Account?

Simply Click here to Apply for a Bank Account if your application has been declined by one of the high street banks.

FREE ADVICE - if you would prefer to speak to an consultant and establish if a managed basic bank account will be suitable for your requirements, please complete the short form underneath and someone will phone you back at a suitable time or alternatively call 020 3286 3929 - you are under No Obligation to continue and even if you do proceed, there are no contracts so you can cancel at any time.

  • Guaranteed Acceptance, No Credit Checks
  • Internet Banking, Standing Orders
  • EASY TO OPEN with No Contracts
  • Bankrupts, Adverse Credit welcome
bank account application declined, open a no credit check account intended for those declined an adverse credit basic bank account


Basic accounts are normally associated to those who have been refused a high street bank or declined for a regular bank account.

When opening a new bank account with adverse credit it can prove to be rather demanding if you have had a adverse or low credit history, so not all basic bank accounts will be available or accessible unless you select a Guaranteed No Credit Check Basic Bank Account, which provides a basic bank account regardless of any past adverse credit problems.

No Credit Check Bank Accounts - Apply online here