Basic Bank Accounts are meant for those who have been declined because of a bad credit rating.

A basic bank account is a bank account which usually provides the functionality of a usual high street bank except without any credit facilities like an over-draft, ideal for those with a bad credit rating.

Basic Bank Accounts are obtainable for those who have been refused a bank account because of a poor or bad credit rating and who are unable to open a high street bank account.

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A Basic bank Account may also be different in what it provides and to whom it offers it to, for example certain basic bank accounts might merely allow you to deposit money in over the counter at a high street bank and take out money only, whilst there are at the moment additional basic bank accounts offering things such as debit cards, Internet banking, direct debits and many additional features like an ordinary bank account in common that major high street banks offer.

As there are no credit allowances with these basic bank accounts they do often come with a month-to-month fee nevertheless that cost is frequently a good deal lower than the habitual missed payment or overdraft charges added on normal high street bank accounts.

With Basic Bank Accounts, you will not receive any late payment fees or missed payment charges, saving a considerable amount of money over the course of the year.

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Basic bank accounts are additionally often connected with those who have been declined a high street bank or refused a ordinary high street bank account, including those who have had poor credit problems.

Opening a basic bank account can prove to be very complicated if you have had a adverse credit history or some form of severe credit, so not all basic bank accounts will be readily accessible except you apply for a no credit check basic bank account, that often offers a basic bank account despite of any prior credit history problems.

What must you be searching for in a Basic Bank Account?

Even as the word Basic Bank Account is commonly used, the majority of these bank accounts are not basic and frequently can offer all the features of a standard high street bank but without any credit facilities, like an over-draft facility or credit card.

So although being a basic bank account you must still be capable to pay in and withdraw at a high street bank, have the use of a debit card linked to the bank account, be able to arrange direct debits or standing orders, be capable to talk to someone if you want to and have some form of Internet access which will allow you full control over your funds.

The long-standing sort of basic bank accounts generally only let you to deposit in or withdraw over the counter of your local branch, so thankfully nowadays, there are extra options accessible meaning you may benefit from a lot of more functionalities with a modern basic bank account.

  • Guaranteed Acceptance, No Credit Checks
  • Internet Banking, Standing Orders
  • QUICK TO OPEN with No Contracts
  • Bankrupts, Adverse Credit welcome
Basic Bank Accounts for those declined and bad credit bank account for those who've been declined an account


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How can we help you arrange a Basic Bank Account if you have been declined?

There are different alternatives at present offered, though we have teamed up with one basic bank account provider that we think to provide one of the best available basic bank account which contains all the indispensable features needed - Click here to Set-up for a Basic Bank Account or complete the Online Bank Account Application Form below.

Free No Obligation Advice - if you would prefer to talk to an consultant and understand if a managed basic bank account will be suitable for your requirements, please complete the small form underneath and a consultant will call you back at a convenient time or alternatively call 0845 269 7505 - you are under No Obligation to continue and yet if you do proceed, there are no contracts so you can close the account at any time.

  • Guaranteed Acceptance, No Credit Checks
  • Internet Banking, Standing Orders
  • EASY TO OPEN with No Contracts
  • Bankrupts, Adverse Credit welcome
Basic Bank Accounts for those declined and basic bank accounts to open intended for those with bad credit rating and need a basic bank account in the UK

Apply online here or call 020 3286 3929

Basic Bank Accounts Guarantees your new bank account EVEN IF YOU HAVE BEEN DECLINED for BAD CREDIT, subject to proper Identification PLUS there are NO CONTRACTS meaning you can CANCEL AT ANYTIME with no penalty. A Pre-paid MasterCard® Debit Card is also included meaning you can only ever spend what you have and never get charged for being overdrawn or missing a regular payment

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