Basic UK Bank Accounts.
Designed for those who have been declined a bank account because of a poor credit history.

These Accounts typically offer the functionality of a ordinary high street bank but without any additional credit facilities like to an overdraft.

Basic UK Bank Accounts with No Credit Checks and Guaranteed Acceptance

Guaranteed Acceptance, No Credit Checks
Internet Banking, Standing Orders
Bankrupts, Adverse Credit accepted
FREE TO OPEN with No Contracts

There are various accounts currently available, all of which offers various features and functionality, however opening a basic UK bank account will always mean you will have access to a Debit Card, Internet Banking, your own Sort Code & Account Number as well as being able to set-up things like Standing Orders and Direct Debits.

The one main difference with these accounts is they very often exclude the use of a cheque book or a branch network as most of them operate their accounts online only.

As there are no overdraft facilities there is no chance of you going slightly overdrawn and being penalised for doing so - the key feature is that you can only spend what is actually in your account and is cleared funds.

As there are no credit facilities, then they will be NO CREDIT CHECKS, meaning even those with a severe credit problem can still apply and be confident they can open one of these accounts.

Apply for Basic UK Bank Accounts online here

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  • Guaranteed Acceptance, No Credit Checks
  • Internet Banking, Standing Orders
  • FREE TO OPEN with No Contracts
  • Bankrupts, Adverse Credit welcome
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These Basic accounts are often linked to those who have been declined for a high street bank together with those who have had some past credit problems, all of which would normally be declined because of their situation.

Opening a basic bank account has never been easier if you have had a adverse credit history or some form of severe credit, with the application process based purely on being able to identify you which in most cases is done electronically.

So no matter how bad you credit rating is or indeed was, as long as you can be identified and are over 18 years old, we can Guarantee you a new bank account.

What must you be looking for in Basic UK Bank Accounts?

Whilst the word Basic Bank Account is generally used, the majority of these bank accounts are not basic and offer all the features of a regular high street bank but with no credit facilities.

So you can still pay in and withdraw at a high street bank, have the use of a debit card, arrange direct debits or standing orders, speak to someone if you want to and have some Internet access which will give you full control over your account.

How could we help you apply for a Basic UK Bank Account?

There are a number of choices presently offered, however we have joined up with one basic bank account provider whom we consider to provide one of the best existing basic bank account which comes with all the necessary features required - Click here to Open for a Basic Bank Account or complete the Online Bank Account Application Form below.

GUARANTEED NO OBLIGATION - if you would prefer to speak to an adviser and make sure if a managed basic bank account will be suitable for your needs, please complete the short form beneath and an adviser will telephone you back at a suitable time or please call 020 3286 3929 - you are under No Obligation to continue and yet if you did proceed, there are no contracts so you can leave at any time.

Basic UK Bank Accounts, basic accounts with low credit history and guaranteed intended for those with a poor credit history
  • Guaranteed Acceptance, No Credit Checks
  • Internet Banking, Standing Orders
  • FREE TO OPEN with No Contracts
  • Bankrupts, Adverse Credit welcome
Basic UK Bank Accounts with no credit checks and low credit history basic bank account intended for those with adverse credit rating

 

We can Guarantee Basic UK Bank Accounts, subject to proper ID PLUS with NO CONTRACTS you can CANCEL AT ANYTIME with no penalty. A Pre-paid MasterCard® Debit Card is also included meaning you can only ever spend what you have and never get charged for being overdrawn or missing a regular payment.


Basic UK Bank Account - Apply online here

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