Basic Personal Bank Accounts, available for those who have been refused an account because of their adverse credit rating.

These Basic Accounts are ideal for anyone as they offer the functionality of a regular account but without any credit facilities, meaning you can NEVER go overdrawn or be charged for doing so.

Basic Personal Bank Accounts - Apply OnLine Here - NO OBLIGATION

The functionality of Basic Personal Bank Accounts will vary depending on who provides it however they all offer the same application process which avoids the need of a credit check, making them very appealing to anyone who has some form of bad credit.

Things like debit cards, Internet banking, DDs/SOs and more of the facilities ‘normal’ high street accounts offer are often included despite them being called basic bank accounts.

As there are no credit facilities there is no chance of going overdrawn or spending money that is not 100% yours, so no more overdraft fees or penalty charges if your account goes into the red.

These may not be as functional as those offered by a high street bank but they will invariably include a debit card, Internet banking plus many more key features although the one main thing that does differentiate them from a high street bank and that is there are NO PENALTY PAYMENTS as you cannot go overdrawn.

Any payment due where there are insufficient funds will simply not be paid however with many of these accounts if you don't have enough money in your account to pay an imminent bill you will receive an SMS text a few days before to remind you to top up your account.

Make an application today...
...there's NO OBLIGATION so what do you have to lose?

Basic Bank Accounts - Apply online

Basic Personal Bank Accounts - What you should be looking for

Although many are called 'basic' these bank account allow you to manage your finance like many of the high street accounts. You will be able to deposit and withdraw at a high street bank, use a debit card, be able to set-up direct debits or standing orders, speak to a UK agent if you need to and have Internet access, so very much in line with many regular type accounts.

UK Basic Bank Accounts - How can we help you open one.

There are a variety of options available, however we have two providers considered to offer the best available basic bank accounts both having all the necessary features required including FREE set-up with NO OBLIGATION or CONTRACTS - Click here to Apply for Basic Bank Accounts and we will do the rest.

NO OBLIGATION - even after you have completed the form you are under No Obligation to continue and even if you did proceed, there are no contracts so you can cancel at any time.

  • Guaranteed Acceptance, No Credit Checks
  • Internet Banking, Standing Orders
  • EASY TO OPEN with No Contracts
  • Bankrupts, Adverse Credit welcome
basic Personal bank accounts for individuals looking to open a basic bank account

PLEASE NOTE: With a Managed Bank Account you are under no obligations at any time to complete the application process and there are no contracts, so you can CANCEL AT ANY TIME with no penalty.

We value your feedback on the service provided by Bank Accounts Compared and the companies we introduce to you, so please take the time to send us your feedback on our Thank You page after you have completed the application form.