Open a Basic Bank Account
Available for those who have been declined or refused a bank account because of an adverse credit rating.

A basic bank account is a bank account offers the functionality of a regular account but without any credit facilities, meaning there is No Chance of being charged for going Overdrawn!
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Apply OnLine Here for a Basic Bank Account - NO OBLIGATION

A Basic Bank Account can also vary in what it offers and to whom it offers it to, as some basic bank accounts will only allow you to pay in over the counter at a high street bank and withdraw cash only, whilst there are now more basic bank accounts offering things such as debit cards, Internet banking, direct debits and many more of the regular facilities ‘normal’ high street banks offer.

As there are no credit facilities with these basic bank accounts they do often come with a monthly cost however that cost is often a lot less than the regular missed payment or overdraft charges added on normal high street bank accounts.

But don't be put off thinking these are not as functional as a regular high street bank as they are in almost every department, as they will include a debit card, Internet banking plus many more features however the one main thing that does differentiate them from a high street bank and that is there are NO PENALTY PAYMENTS for missing and regular standing orders, so you with this basic bank account you will not be charged an excessive amount for going overdrawn as the payment will simply bounce if you don't have enough money in your account.

Want to make an application?
There's NO OBLIGATION so what do you have to lose?

Apply online here for a Basic Bank Account

What should you be looking for in a Basic Bank Account?

Despite being a basic bank account you should still be able to pay in and withdraw at a high street bank, have the use of a debit card attached to the bank account, be able to set-up direct debits or standing orders, be able to speak to someone if you need to and have some form of Internet access which will give you full control over your money.

The old type of basic bank accounts would only allow you to pay in or withdraw over the counter of your local branch, so thankfully now, there are more options available meaning you can enjoy many more features with a modern basic bank account.

How can we help you open a UK Basic Bank Account?

There are various options currently available, however we have teamed up with one provider whom we consider to offer the best available basic bank account which includes all the necessary features required - Click here to Apply for a Basic Bank Account or complete the Online Bank Account Application Form below.

NO OBLIGATION - if you would like to speak to an adviser and see if a managed bank account will be suitable for your needs, please complete the short form below and someone will call you back at a convenient time or alternatively call 020 3286 3929 - you are under No Obligation to continue and even if you did proceed, there are no contracts so you can cancel at any time.

  • Guaranteed Acceptance, No Credit Checks
  • Internet Banking, Standing Orders
  • EASY TO OPEN with No Contracts
  • Bankrupts, Adverse Credit welcome
basic bank account for individuals looking to open a basic bank account

PLEASE NOTE: With a Managed Bank Account you are under no obligations at any time to complete the application process and there are no contracts, so you can CANCEL AT ANY TIME with no penalty.

We value your feedback on the service provided by Bank Accounts Compared and the companies we introduce to you, so please take the time to send us your feedback on our Thank You page after you have completed the application form.