Personal Bank Accounts - Open a New Personal account regardless of any past credit problems.

If you have suffered from a Poor or Adverse Credit Rating you may struggle to open a Personal Bank Account but now there is a NEW bank account available no matter what your credit rating.

Personal Bank Accounts - Apply OnLine - NO OBLIGATION

High Street Personal Bank Accounts - Why you may be declined

Every high street bank, as we know, offers personal bank accounts however what we don't know is why, on some occasions, they decide to decline an application. Many people applying directly for an account are very shocked and disappointed to discover that because of what could be a relatively small credit problem, they have been declined when looking for new bank account.

Each of the main providers will have different way of 'scoring' an applicant, however what is common is that if anyone shows any signs of having experienced some form of bad credit then their application will be declined.

The biggest problem this may have is that it will almost certainly show on your credit file that you have been declined, something that will in turn flag up to other banks, meaning any further application will almost certainly be declined.

A New Account specially designed for anyone with Credit Problems.

These new accounts have been designed specifically for anyone who has any form of bad credit, with the application based entirely on Identification only and no credit checks, meaning that as long as we can identify you, you will be accepted including those with a very severe problems.

Want to make an application? - There's NO OBLIGATION

Personal Bank Accounts - Apply here for an Instant Decision

What facilities are included in these Personal Bank Account?

These accounts offer (like a normal high street account) the use of a debit card, direct debits or standing orders, UK call centres and 24/7 Internet access - so almost all of the same functionality of an account offered by the high street banks

These personal accounts are generally available for anyone who is 18 years or older that can be identified, so are perfect for anyone who has had a credit problem and needs to open a personal bank account.

Can we open Personal Banks Account for someone with a severe credit problem?

YES - All we need do is identify you which is normally done electronically allowing you to be instantly approved - If for any reason you cannot be automatically identified you would need to provide additional information things a copy of a passport or driving licence plus a recent utility bill from your current address.

NO OBLIGATION - if you would like to speak to an adviser and see if a managed bank account will be suitable for your needs, please complete the short form below and someone will call you back at a convenient time or alternatively call 020 3286 3929 - you are under No Obligation to continue and even if you did proceed, there are no contracts so you can cancel at any time.

  • Guaranteed Acceptance, No Credit Checks
  • Internet Banking, Standing Orders
  • EASY TO OPEN with No Contracts
  • Bankrupts, Adverse Credit welcome
Personal Bank Accounts for those looking to open a basic bank account

PLEASE NOTE: With these Personal Accounts you are under no obligations at any time to complete the application process and there are no contracts, so you can CANCEL AT ANY TIME with no penalty.

Need a BUSINESS Account? - Call 0845 474 2917 or Apply Online Here

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