Basic Bank Accounts are obtainable & Guaranteed for individuals who have been declined a bank account because of a poor credit ranking.

A basic account is an account which conventionally provides the functionality of a standard high street bank but without any additional credit facilities similar to an over-draft and now with
Guaranteed Acceptance!

Click Here to Apply for a Poor Credit Rating Bank Account
Or Call 0845 269 7507 Now.

Poor Credit basic bank accounts can still be avaiable even if you have been previously declined as there are basic bank accounts with no credit checks and guaranteed approval, meaning any past poor credit ratings will not affect your basic bank account application.

Guaranteed Acceptance with No Credit Checks

Speak to a Bank Account Adviser Now on 0845 269 7507 - NO OBLIGATION - or Chat Online Below...


A Basic Bank Account may also vary in what it provides and to whom it offers it to, for instance some basic accounts may simply agree to you to pay in over the counter at a high street bank and take out cash only, whilst there are currently further basic accounts offering things such like debit cards, Internet banking, standing orders and many additional of the usual facilities normal high street banks offer.

As there are no overdraft services with these basic bank accounts they do often come with a month-to-month charge nonetheless that charge is often a good deal lower than the habitual missed payment or over-draft expenses added on standard high street bank accounts.

Apply online here for a Poor Credit Account or call 0845 269 7507

Basic accounts are additionally frequently related with individuals who have been refused or declined for a high street bank or refused a normal high street bank account, including those who have had a poor credit problems.

Applying for a basic account can prove to be quite difficult if you have had a lowcredit history or some form of low credit, so not all basic bank accounts will be easily available except you chose a no credit check basic bank account, that often offers a basic bank account regardless of any preceding credit history problems.

What should you be hoping for in a Basic Bank Account?

Even as the word Basic Account is generally used, the bulk of these accounts are not basic and often can offer all the features of a usual high street bank but without any credit facilities, like an over draft facility.

So although being a basic account you must still be capable to pay in and withdraw at a high street bank, have the use of a debit card linked to the bank account, be able to set-up direct debits or standing orders, be capable to contact to someone if you require to and have some form of Online access which will provide you full control over your funds.

The established kind of basic accounts generally only allow you to deposit in or withdraw over the counter of your local branch, so thankfully nowadays, there are extra solutions accessible meaning you may enjoy lots of extra features with a new basic account.

How may we help you set-up a Basic UK Bank Account even with a Poor Credit Rating?

There are a number of possibilities presently offered, though we have teamed up with one basic bank account provider whom we think to offer one of the best existing basic bank account which contains all the essential features required - Click here to Apply for a Basic Account or complete the Online Account Application Form below.

OBLIGATION FREE - if you would prefer to talk to an consultant and make sure if a managed basic bank account will be appropriate for your requirements, please complete the short form below and someone will phone you back at a convenient time or please call 0845 269 7505 - you are under No Obligation to carry on and yet if you did proceed, there are no contracts so you could cancel at any time.

  • Guaranteed Acceptance, No Credit Checks
  • Internet Banking, Standing Orders
  • EASY TO OPEN with No Contracts
  • Bankrupts, Adverse Credit welcome
guaranteed poor credit bank accounts with poor credit rating and guaranteed poor credit basic bank accounts


Despite having been declined elsewhere you can still apply for a guaranteed bank account whether you are an individual looking for a personal guaranteed bank account or a business looking for a guaranteed business bank account.



...for a Guaranteed High Street BUSINESS Bank Account Call 0845 474 2917 or Apply Below (Opening fees apply, no monthly admin fee)



Application Form

Step 1 - About you

Step 2 - Your Current Address

Step 2b - Previous Address (If less than 3yrs in current)
Step 3 - Your Contact Details
Step 4 - Submit Terms and conditions
Privacy policy

When you are happy with the details provided complete your application by clicking complete application button below.


A GUARANTEED Bank Account Guarantees opening your new bank account, subject to proper Identification and there are NO CONTRACTS meaning you can CANCEL AT ANYTIME without penalty. A Pre-paid MasterCard® Debit Card is also included meaning you can only ever spend what you have and never get charged for being overdrawn or missing a regular payment.

Need a Guaranteed business bank account? Complete the form below or Call 0845 474 2917:

Guaranteed High Street Business Bank Accounts -
Set-up fee - £225.00 + VAT
Monthly Management Fee - Zero

PLEASE NOTE: With a GUARANTEED Bank Account you are under no obligations at any time to complete the application process and there are no contracts, so you can CANCEL AT ANY TIME with no penalty.


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