Bank accounts how to open a Santander Preferred Current Bank Account details
Santander Bank Accounts

Santander offers a range of Personal Bank Accounts depending on your individual circumstance and subject to status. The key Santander bank accounts available include the Santander Preferred Current Account, Santander Everyday Account, Santander Premium Bank Account and the Santander Reward Current Bank Account.

Santander Preferred Current Bank Account

5% AER (Fixed) for 12 months on balances up to £2,500
£100 cashback when switching your main account using the dedicated switcher service
A free arranged overdraft for 12 months
Hassle free dedicated Switcher Service

Santander Bank Accounts, how to open a Santander Preferred Current Bank Account details
Santander Bank Accounts, how to open a Santander Preferred Current Bank Account details

Santander Bank Accounts, apply online here
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Santander Everyday Current Bank Account

No Minimum Funding requirement
0% EAR & No Fees for 4 months on arranged overdrafts when you switch
Simple straight forward full service bank account

Santander Everyday Bank accounts how to open Santander Bank Accounts Santander Bank Accounts, how to open a Santander Premium Current Bank Account details

Bank accounts how to open a Santander Everyday Bank Account details
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Santander Premium Current Bank Account

Monthly service charge but over £850 of benefits each year
Pay a minimum of £1,000 in each month & receive 5% AER (fixed) for 12 months - max £2,500
(see note 1)
£100 Cashback if you switch using the dedicated switching service

Bank accounts how to open a Santander Preferred Current Bank Account details Santander Premium Current Bank accounts how to open Santander Bank Accounts

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Santander Bank Accountshow to open a Santander Premium Current Bank Account details
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Santander Reward Current Bank Account

Monthly service charge but over £500 of benefits each year
Pay a minimum of £1,000 in each month & receive 5% AER (fixed) for 12 months - max £2,500(see note 1)
£100 Cashback if you switch using the dedicated switching service
Santander Reward Current Bank accounts how to open a Santander Reward Current Bank Account details
Santander Bank Accounts, Bank accounts how to open a Santander Reward Current Bank Account details

Santander Bank Accounts,  offering high street bank accounts from santander
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bank accounts apply for Santander Bank Accounts online 

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Note 1: We will not pay you interest on any amount over £2,500, or on your whole balance if you do not make the required monthly payments of £1,000. Our preferential interest rate is only paid out if you pay in £1,000 per month. Please note this is not a calendar month, it is in the month from the date of your account being opened. For example, if your account was opened on the 7th, you must pay £1000 in each month between the 7th and 6th of the following month, every month to qualify.
£100 offer: You are not eligible for this offer if you currently hold, or have held in the past three months, any Santander UK, Alliance & Leicester, cahoot and Cater Allen current account. Offer is only open to customers accepted for a Preferred, Reward or Premium current account. £100 will be paid into your new account within 3 months of account opening providing you have at least two active direct debits or standing orders (paid at least once) set up on the account within 11 weeks and have paid in at least £1,000 each month. If you do not have any active direct debits or standing orders to switch you will not receive £100. Limit of one £100 switcher account per person. £100 offer available until 11 September 2011.

Rates and information correct as at 4 July 2011.

AER stands for annual equivalent rate and shows what the interest rate would be if we paid interest and added it to your account each year. The gross rate is the interest rate we pay before income tax is taken off. Rates may change and we pay interest each month.

EAR stands for Effective Annual Rate and represents the yearly cost of an overdraft, which takes account of how often we charge interest to the account, and does not include any other fees or charges. Overdrafts depend on your circumstances and you must repay any overdraft when we ask in line with our General Terms and Conditions.